As an insurance company, we see lots of claims from our customers. We thought it may be helpful to share the most common types of claims for static caravan owners.
Most common static caravan claims
Stormy weather
Living in the UK, we are exposed to a lot of wind, rain and sometimes extreme weather such as snow and floods. Therefore, it’s not surprising that these types of claims are the most common that we receive. Substantial damage can be caused from adverse weather to static caravans and with most statics unoccupied during the winter months, having the appropriate cover is of the upmost importance.
Accidental damage
Accidents happen, so claims for accidental damage are very common. Whether it’s damage to furniture or carpets to phones and televisions – having cover for accidental damage can be very handy, especially if you’re accident prone!
Water damage
Unfortunately, there are a lot of ways that water can cause damage to your static. Water can leak from many sources, burst pipes, radiators and toilets to name a few. Water is essential to living in your static and therefore it’s one of our most common claims that we see from our customers.
Theft
One of the most important reasons to have insurance, is in case of theft. Regrettably this type of claim is more common than anyone would like. It’s an essential part of the cover we provide, and it gives our customers peace of mind if they were to find themselves in this unfortunate situation.
Frost damage
Finally, the colder weather brings its challenges, one of them frozen pipes or damage to boilers. Damage to boilers due to the weather is very common and something our customers frequently claim with us.
Static Caravan insurance from Everywhen
As a specialist insurer of static caravan home insurance for 20 years, we’ve worked with our customers to understand what they want. We’ve developed our static caravan insurance to offer a flexible approach to insurance, giving customers the ability to select additional products to meet their needs.
Visit our static caravan insurance page or call 03300 299 530 for a quote.
Our range of products
Related articles
Does Caravan Insurance Cover Storm Damage?
Most policies, cover storm and flood damage to touring and static caravans, but exclusions (e.g., frost, subsidence, underground water, outside belongings) and maintenance requirements apply—always check policy details and keep the caravan secured and well‑kept.
How Much is Caravan Insurance?
Premiums depend on caravan type, value/age, usage and storage security, hire vs personal use, and policy basis (new‑for‑old vs market value); costs can be managed by improving security, choosing a higher excess, and selecting only necessary add‑ons like European travel or legal expenses.
A Guide to Caravan Security Devices
This guide explains the importance of caravan security during holidays and details various security features that can provide peace of mind while potentially lowering caravan insurance costs.