Your health is your most valuable asset. Health insurance helps you protect it in a way that works for you, giving you access to private healthcare and the breakthrough treatments and medicines that come with it.
With flexible cover options, you can tailor your policy to suit your needs. Also known as private medical insurance (PMI), individual health insurance gives you access to treatment at private medical facilities. When you take out a policy, you and the insurer agree that if you fall ill or suffer an injury, your cover is designed to help return you to the level of health you had when the policy began.
What are the benefits of health insurance?
One of the biggest advantages of health insurance is access to private treatment for covered conditions, avoiding long NHS waiting times. Most policies also come with useful additional services, including digital GP appointments, helplines and dedicated mental health support.
Depending on your cover, you may be able to access treatment for serious illnesses – including cancer – as well as physiotherapy, specialist therapies and complementary treatment. Some policies also offer access to surgical procedures and medicines that may not yet be available on the NHS.
Health insurance support, delivered by experts
We understand that choosing the right health insurance can be a little confusing at times. That's where we can help. Your exact policy benefits will vary depending on the level of cover you select, and we’ll explain the various options available and highlight the key differences between them.
Before you buy, it’s important to fully understand the policy you’re considering. Our advisers will guide you through what’s included and excluded, so you can be confident your cover meets your needs now and in the future.
Flexible and affordable benefits
Our health insurance advisers will ensure that you have access to the products that meet your requirements, at a price that matches your budget.