Accidental damage caused by DSS tenants
This cover protects you from damage to the building as a result of a non-malicious and unintentional act by your tenant, their family or their guests. Flooding a bath, putting a nail through a pipe or drilling a screw through a wall are just some examples where accidental damage cover would apply. and help pay for the necessary repairs in your property. Accidental damage, as any other insurance, does not cover wear and tear.
Malicious damage to your rental property
Malicious damage cover, similar to accidental damage, is a feature of Everywhen's standard property insurance and is available online or by phone. Commonly, malicious damage when caused by members of the public, is covered by the majority of landlord policies available.
Theft or attempted theft damage to buildings
Most landlord insurers will cover you for theft damage to the structure of the buildings caused as a result of theft or attempted theft involving visible signs of forcible entry or exit, to or from the property. Cover can also include loss or damage to your property's communal areas. When selecting your policy, take care when assessing the value of contents in communal areas on a replacement as new basis. Some policies have automatic cover up specified amount but with others this cover may be optional.
Cover for theft by DSS tenants
Everywhen has access to insurance that can offer theft of contents by tenants as an extension. For standard theft cover to apply, there must be signs of forcible or violent entry or exit at the property. In the event of your tenant stealing from the property, these signs may not be present as they would have had keys, therefore extra cover can be applied. If this is important to you, call us for more information.
