Builders liability insurance is a package of policies specific to the builders trade. It will likely include:
Public liability
Product liability
Employers liability
Optional covers include:
Builder's tools insurance cover - theft or damage cover for your tools
Contact works - to cover on-going jobs from damage or prolongment
JCT (non-negligence insurance) - to cover work already completed
Liability insurance for builders
Whatever type of work you are doing, from building a wall to an extension, we’ll help you ensure you have sufficient builders’ contractors public liability cover in place, with limits up to £10 million or higher on request. As your business grows you may take on staff too – we can provide employers’ liability insurance covering temporary, permanent and sub-contracted employees up to £10 million to meet your regulatory requirements.
Builders’ tools insurance
With flexible tools cover available with limits set by you, we can cover your tools and equipment. We can also include employees' tools, specialist equipment and hired plant too. Tools must be locked securely outside business hours, and a single item value limit will apply.
Specialist types of cover with our builders insurance
We can source builders’ insurance policies which include many features such as joint contracts tribunal (JCT) insurance, non-negligence insurance and contractors’ all-risks (CAR) cover for your own plant, hired-in plant, and contract works. Just discuss what you need when you speak to our specialist advisers.
Flexible cover for builders
You can build your own quote and buy online alternatively, speak directly with an experienced adviser for a full review of your requirements. Do you need immediate cover? Or require builders’ insurance for refurbishment, conversion and development? Perhaps you require evidence of public liability insurance to get on site or tender for a new contract? No problem, we can get you on cover immediately via the phone or online and email your policy documents the same day.
JCT insurance for builders
You can optionally add difficult-to-find cover such as joint contracts tribunal (JCT) to your builders insurance.