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Reducing Your Risk of a Public Liability Claim

Public liability insurance protects businesses from claims of injury or damage. Not required by law, but crucial—how can you reduce the risk of a claim?

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Pros and Cons of pets in the workplace

Allowing office pets can boost morale, bonding, recruitment and breaks/exercise, but can also trigger allergies, discomfort, distractions, damage, added costs and liability—so pair any PAW policy with clear rules, safe spaces, cable/area protections and suitable insurance.

Woman holding her face

Botox and The Changing Face of Beauty

The desire to stay youthful is timeless. From ancient remedies to modern science, today’s safer, accessible methods make anti-ageing more achievable than ever.

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Unoccupied Commercial Property Insurance For Schools

Minimise crime, internal and environmental damage during holiday closures by securing and monitoring the site (fencing, locks, alarms/CCTV, patrols), isolating utilities and maintaining systems (weekly checks, drain down/water monitoring), and meeting any unoccupancy conditions in the policy to keep cover valid.

A cottage entrance with a bright green door surrounded by climbing roses and lush garden plants.

Are Gardens in Rental Properties an Asset or Liability for Landlords

Post-pandemic, 32% of Brits prioritise gardens, making outdoor space a key draw for tenants, though it comes with added responsibilities for landlords.

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The Difference Between Public Liability And Employers Liability

Public liability and employers’ liability cover different risks. Knowing the difference helps business owners stay protected from lawsuits and financial losses.

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Who Is Responsible for Accidental Damage In a Rental Property

Accidents in rentals are unavoidable, making insurance essential. Learn what counts as accidental damage, who’s responsible, and how landlords can protect their property.

A close-up of one person handing over a set of keys to another, symbolizing property transfer or new ownership.

The Growth of the Accidental Landlords

30% of UK landlords are “accidental,” often from inheritance or moving. It can be profitable but comes with big responsibilities and challenges for first-timers.

A street next to a river in a historic town is heavily flooded, with water covering the road and sidewalk areas.

Do You Need Public Liability Insurance on Private Property

Public liability insurance covers injury or damage claims from third parties. But is it needed if incidents occur on private property?

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Time Limits on Probate Applications

What it the time limit on applying for probate? We answer this and other questions around applications for probate.

A female electrician on a ladder, focused on installing a ceiling light fixture, showcasing women's contributions in trades

How Much Public Liability Insurance Do I Need

Public liability insurance protects against third-party injury or damage claims. Choosing the right level of cover is key to match your business needs.

A "Furnished Studio Flats - TO LET" sign mounted on a brick building, indicating available rental.

How to Claim on Landlord Insurance

Landlord insurance protects against disasters like fire or flood, but many don’t know how to claim. This guide explains coverage and the claims process to maximise protection.