Public liability insurance isn’t always required for sole traders, but it can be vital. It helps protect against costly claims for injury or damage, offering financial security when you’re personally liable.

Public liability covers injury or damage claims during business activities, while product liability protects against claims from defective products causing harm.

Obligated packaging producers have a legal duty of care in waste disposal. They must minimise waste by prioritising prevention and reuse, supported by proper waste transfer notes.

Hybrid working is now common, with many UK employees still working from home.

We spoke to Paul Farmer, Head of Technical at RiskSTOP Surveys Ltd, about the emerging risks associated with roof mounted solar panel systems.

Obtain Class 1 business-use insurance, keep MOT/tax and safety checks current, get client consent, and log mileage for HMRC-compliant reimbursement

Create a clear road safety culture with policies, risk assessments, method statements, driver training and telematics, focusing on maintenance, fit drivers, distraction and fatigue control, journey planning, weather risks, and robust incident reporting to cut collisions and insurance costs.

Local councils set different entry tests, but expect some mix of driving skills, knowledge/Cabology, English and maths/theory, plus PHV-specific topographical, speaking/listening and SERU assessments in London.

Public liability insurance protects businesses against third-party injury claims, covering legal costs and compensation. Without it, you risk financial loss and reputational damage.

Commercial property investment can be rewarding, but risks exist. This guide explains who is responsible for building insurance costs, including for mixed-use properties.

This video explains commercial landlord insurance, how it works, and how it differs from standard home insurance.

Landlords often ask for tenant references. Get tips and a template letter to write effective, honest character references for prospective tenants.