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Aerial view of a flooded residential area with water covering streets

Flood Planning and Preparation for Your Home

Our helpful guide takes you through some of the key considerations when preparing a flood plan to protect your property and possessions.

White delivery van navigating a snowy, curving road through a winter forest with blowing snow and low sun

The hidden risk of snow and ice to commercial properties

As the months get colder, they bring with them snow and ice - which can be damaging to your property if you’re not prepared for them

Mountain with calm waters reflecting the surrounding mountains and a line of trees along the shore under a clear sky

Understanding wind damage: insurance and prevention tips for homeowners

Protect your home from wind damage with our comprehensive insurance policies and prevention tips for homeowners. Stay safe and secure.

Urban homes standing tall under a stormy sky.

Preparing Your Home For Storms

High winds, plummeting temperatures, heavy rainfall and snow could combine to create a dangerous situation for your home, your business, and yourself

Panoramic aerial view of a turquoise coastal bay with boats, harbor wall, and seaside town on rolling hills

Does Caravan Insurance Cover Water Ingress?

Water ingress is usually a maintenance issue, so standard policies often exclude gradual leaks; cover may apply only when damage follows a specific insured event.

Car towing a box-style trailer on a curving highway, rear view with trees and guardrail

Can I Tow a Caravan Without Insurance?

The caravan itself doesn’t legally need separate insurance, but towing without cover can leave the driver liable for third‑party damage, injuries, and repair costs. Ensure the towing vehicle’s policy covers towing and consider caravan insurance for accidental damage, theft, contents, and public liability to reduce financial and legal risks.

Use of safty helmats at work by workers

Does Public Liability Insurance Cover Trade and Tradesmen Contractors?

Public liability insurance protects businesses and professionals against claims for personal injuries or property damage caused to third parties. However, does public liability insurance cover trades and tradesmen contractors?

Two cyclists ride along a seaside boardwalk at sunset, casting long shadows over wooden planks

Is Caravan Insurance a Legal Requirement?

Owning a caravan brings with it a lot of freedom, whether you’re hitting the road with a touring caravan or enjoying the peace of your static caravan in the tranquil countryside

A cheerful customer service agent wearing a headset engages with clients at a computer in a lively office environment.

Do I Need Insurance at a Coworking Space

Coworking spaces offer flexible, affordable work setups, but insurance is key to protect freelancers and businesses while enjoying the perks of shared offices.

Swans glide on calm water near Arne, Dorset, with sailboats and tree-lined islands under a bright blue sky

Can I Take My Touring Caravan Abroad?

Holidays to other countries are baked into UK culture. Whether it’s a seaside stay, snowy escape, countryside break or something else entirely, these trips are always something to look forward to. And with the UK’s proximity to mainland Europe, driving to your destination can be a great shout!

A smiling woman with curly hair and glasses works on a laptop at a desk adorned with a plant and a coffee mug.

How Do I Check if Someone Has Public Liability Insurance

Learn how to check if a business has public liability insurance, why it matters, and how this cover protects against third-party injury or damage claims.

A smiling female professional in glasses leads a meeting, engaging her colleagues in a collaborative discussion.

Do I need Specialist Professional Indemnity Insurance If I have International Clients

Professional indemnity insurance protects service providers from negligence claims. But do you need a specific policy if your clients are outside the UK?