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A family unpacks moving boxes in their new home, with a mother holding a toddler, two children excitedly looking at stuffed toys, and a man carrying a rolled-up carpet in the background.

What Does My Landlord Insurance Cover

Landlord insurance protects property, covers damages and rent loss, and provides peace of mind with key coverage options.

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Do You Need Business Insurance if You Work from Home

Working from home is rising, but standard home insurance may not cover business activities. Here’s why business insurance could be essential.

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Risk Update: Changes to TfL Safety Permit Scheme

As of 28 October 2024, more stringent road user vehicle safety features will be introduced to protect vulnerable road users in Greater London.

Two epinephrine auto-injectors on a school desk with a child studying in the background, highlighting allergy preparedness

What Statutory Engineering Inspections Are Required For Schools?

Statutory inspections are separate to any servicing or maintenance that you need done and the Health and Safety Executive (HSE) recommend they are not performed by the same person.

A room in the middle of renovation, with construction materials and tools scattered across the floor.

Is Buildings Insurance a Legal Requirement for Landlords

Buildings insurance isn’t legally required for landlords but is essential for protecting property against damage and safeguarding investments.

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How Much Does Public Liability Insurance Cost

Public liability insurance protects tradespeople from claims of injury or property damage. Not legally required, but essential—how much does it cost and why?

Reducing Your Risk of a Public Liability Claim

Public liability insurance protects businesses from claims of injury or damage. Not required by law, but crucial—how can you reduce the risk of a claim?

Bright open-plan office with four desks, monitors, and rolling chairs beside floor-to-ceiling windows

Pros and Cons of pets in the workplace

Allowing office pets can boost morale, bonding, recruitment and breaks/exercise, but can also trigger allergies, discomfort, distractions, damage, added costs and liability—so pair any PAW policy with clear rules, safe spaces, cable/area protections and suitable insurance.

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Botox and The Changing Face of Beauty

The desire to stay youthful is timeless. From ancient remedies to modern science, today’s safer, accessible methods make anti-ageing more achievable than ever.

Nursery teacher engaging toddlers with stacking toys at a small activity table in a colorful classroom

Unoccupied Commercial Property Insurance For Schools

Minimise crime, internal and environmental damage during holiday closures by securing and monitoring the site (fencing, locks, alarms/CCTV, patrols), isolating utilities and maintaining systems (weekly checks, drain down/water monitoring), and meeting any unoccupancy conditions in the policy to keep cover valid.

Volunteers joyfully sorting and packing canned goods at a food bank, contributing to a charity event for those in need.

Do Charities Need Public Liability Insurance

Public liability insurance protects against injury or damage claims. Charities face similar risks as businesses—do they need this cover, and how can it help them?

A cottage entrance with a bright green door surrounded by climbing roses and lush garden plants.

Are Gardens in Rental Properties an Asset or Liability for Landlords

Post-pandemic, 32% of Brits prioritise gardens, making outdoor space a key draw for tenants, though it comes with added responsibilities for landlords.