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Home and Property Insurance

Specialist property insurance designed to fit the unique circumstances of your home and lifestyle.

Whether you’re a homeowner, holiday homeowner, or have an unoccupied property, we cover a wide range a property types
If it matters to you, we’ll help you protect it
Custom policies for your property that standard home insurance may not cover

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Insurance for every type of property

Airbnb Host Insurance

Barn Conversion Insurance

Beach Hut Insurance

Coach House Insurance

Collectors Insurance

Converted Property Insurance

Fine Art and Antiques

Flat Insurance

Flat Roof Home Insurance

Flood Risk Insurance

French Holiday Home Insurance

Holiday home insurance

Home business insurance

Home Buyers Insurance

Home Insurance

Home Insurance with a Criminal Conviction

Home Insurance with CCJ

Home Insurance with Previous Claims

Home Renovation Insurance

Ireland Holiday Home Insurance

Listed Property Insurance

Lodgers Insurance

Maisonette Buildings Insurance

Model Railway Insurance

New Building Insurance

Non-Standard Construction Insurance

Park home insurance

Probate House Insurance

Residential building in contemporary architecture

Residents’ Association Insurance

Second Home Insurance

Solar Panels Insurance

Spanish Holiday Home Insurance

Subsidence Insurance

Tenants Insurance

Thatched Property Insurance

Timber Frame House Insurance

Underpinned House Insurance

Unoccupied Property Insurance

Working from Home Insurance

Unoccupied Property Insurance LBUN

Holiday home insurance

Home Insurance LBHM

Home Insurance HXHM

Home Insurance BSHO

Home Insurance MBHM

Home Insurance LBAG

Home Insurance HXAG

Home Insurance BSAG

Home Insurance MBAG

Home Insurance LBIA

Home Insurance HXIA

Home Insurance BSIA

Home Insurance MBIA

Home Insurance With A Criminal Conviction LBPC

Home Insurance With A Criminal Conviction HXPC

Home Insurance With A Criminal Conviction MBPC

Home Insurance With A Criminal Conviction BSPC

Home Insurance with Previous Claims LBCL

Home Insurance with Previous Claims BSCL

Home Insurance with Previous Claims HXCL

Home Insurance with Previous Claims MBCL

Probate House Insurance TTPN

Unoccupied Property Insurance BSUN

Unoccupied Property Insurance HXUN

Unoccupied Property Insurance MBUN

Listed Property Insurance LBLS

Non-Standard Construction Insurance LBBT

Non-Standard Construction Insurance HXBT

Non-Standard Construction Insurance BSBT

Non-Standard Construction Insurance MBBT

Listed Property Insurance HXLS

Listed Property Insurance BSLS

Listed Property Insurance MBLS

Private clients

Flood Risk Insurance LBFL

Flood Risk Insurance HXFL

Flood Risk Insurance BSFL

Flood Risk Insurance MBFL

Home business insurance

Home Insurance with CCJ MBCS

Home Insurance MBSC

Home Insurance MBOC

Unoccupied Property Insurance SWUN

Holiday home insurance

Flood Risk Insurance SWFL

Home Insurance with Previous Claims SWCL

Listed Property Insurance SWLS

Home Insurance SWAG

Non-Standard Construction Insurance SWBT

Home Insurance SWHM

Home Insurance SWIA

Home Insurance With A Criminal Conviction SWPC

Private clients

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Home and property insurance FAQs

Explore answers to questions we get about home and property insurance.

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Yes, our dedication to specialist property insurance means we can help you make informed choices about your cover. Benefits include English speaking overseas assistance and flexible cover.

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for payment spread over ten months. Please visit our dedicated Direct Debit page to find out more.

Please see the page above for your specific property type from the list above to find more details.

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Home and property insurance articles and guides

Three terraced houses in purple, brick, and white with small front gardens on a cobblestone street.

How To Insure an Unoccupied Property

Unoccupied property insurance is a type of cover that is specially designed to protect properties that are left empty/vacant for an extended period.

A young man is riding an electric bike on a dedicated bike path.

Thinking of renting out your second home to holidaymakers heres what you need to know

If you own a second home in an area that attracts tourists, you might have considered renting it out to holidaymakers while it’s vacant. While this can be a profitable and fulfilling side business, there’s plenty to consider first.

Person holding a sunhat, walking by the ocean at sunset.

How Does Second Home Insurance Work?

Whether it’s a holiday home, a weekend retreat or an inherited family property, it’s important to make sure it’s properly protected. Second home insurance is designed to do just that.

A panoramic aerial view of a vibrant green countryside landscape, featuring gently rolling hills, clusters of trees, and wide open fields.

Does Your Insurance Increase for a Holiday Home?

However, whether it’s a property that you keep for yourself, share with friends and family, or rent to guests, a holiday home often comes with additional considerations and costs.